Since monthly bills don’t line up with my biweekly pay schedule in a perfect way, I was wondering if anyone has found a great budget app or excel sheet that can figure out what your max spending should be in a given 14 consecutive days.
As someone who went to college as a math major for 4 years, budgets still illude me.
YNAB budgets every dollar, ages money 30+ days, & helps avoid superfluous spending. Free sheet too.
At Good Steward, budget monthly with income/expense variance or treat extra paychecks as a buffer.
Honestly, the easiest thing is to just pretend that you’re paid bimonthly and treat those two extra paychecks as extra savings/bonus.
@LENAHZ Oooh, yes! Once I go that going, those twice yearly “third paycheck” months were so wonderful - like a bonus. Those helped me get ahead on special projects.
aproot Budgeting tracks income/expenses on a continuous timeline, forecasting 60 days ahead
Envelope budgeting helps cover irregular spending by setting aside money before it’s needed worth it