I’m looking to get good with my money. In my opinion, I make decent pay, don’t have out-of-control bills, and I’m not a big spender. But I’ve never been taught to save, budget, or split money effectively, and I want to learn to manage my finances better. Are there any good resources, classes, or people to help me improve financially? Any advice would be appreciated!
Try looking into You Need a Budget (YNAB) or Mint. Both are great for beginners and can give you some structure. YNAB is more hands-on but really teaches you how to categorize and manage your spending with intention. Mint’s good for tracking your spending trends.
I recommend Dave Ramsey’s Financial Peace University. It covers budgeting basics and teaches practical steps to build savings and pay down debt, even if you’re not in debt.
You could try reaching out to a financial advisor for a quick session to start. Also, check if your employer offers any finance workshops—sometimes they’re free!
A quick book recommendation—‘The Total Money Makeover’ by Dave Ramsey or ‘I Will Teach You to Be Rich’ by Ramit Sethi. Both offer budgeting strategies but have different takes on spending and investing!
Look into personal finance YouTube channels like ‘Graham Stephan’ or ‘The Financial Diet.’ They cover a lot of basics in an easy-to-understand way, and they’re free!