For kid managing their money for the first time (rent, groceries, gas, utilities) Requirements: Easy to use on iPhone Can share with parents Does NOT connect with bank account or credit card
Less than $12 month subscription
EveryDollar for something simple like you want. YNAB once you want something better and deeper.
EveryDollar is a good and simple app
Neontra has a free option if all you want is manual entry or manual upload of CSV/OFX files from your bank. Sharing is also free.
Give Budgey a try. Easy to use and fits what you’re looking for pretty well I think.
I suggest using the software intuit credit karma to track your account spending in addition to a budgeting tool. I would also continue to try to limit your spending to using your credit card and save all of your cash. Only use credit cards the same way you would a debit card, and stick to your spending plan. They use the funds from your debit to settle your credit card balances. In relation to the items you actually need to spend money on, you can accrue a lot of reward points and improve your credit!