I currently use Samsung Notes to keep track of my budget, and every time I use some of the money, I have to manually do math and delete and add onto multiple numbers. Is there an app of any kind that is free and can easily help me sort my budget and money?
The free version of EveryDollar might help you. You put in your expected income and expenses at the start of every month. So let’s say one of your categories is ‘Eating Out,’ and you allocate $100 for the month. Every time you eat out, enter in the details, and it will reduce your allocated amount for the month. No math required on your part.
I would run with ED if the one feature was in the free setup. Visually, it’s just so nice to see for some reason—that projected cash flow scroll. As someone who’s paycheck-to-paycheck and pinches anything for savings, it’s nice to see where/when things get thin based on payroll.
Is it possible to take a photo of a receipt and have it go into EveryDollar?
I use Spending Tracker to track my monthly allowance daily and a Google spreadsheet for my overall monthly budget.
r/Ynab has a free trial over a month and lots of free videos online with helpful hints. Very useful even if you never pay for the YNAB subscription. Many in the subreddit say YNAB has been extremely helpful and ‘life changing’ and worth the price.
YNAB! I’ve used it for 4 years. I use it as a tracking account like OP mentioned. I essentially have envelopes in the app; each pay period, I allocate how much money should be in that envelope. Then when I get gas, I tell it how much I bought, and it shows me how much is left.
I would try out Fina Money. It’s the most flexible one I’ve found on the market. A lot of the other budgeting tools are pretty rigid in a specific budgeting ideology, which I found annoying.
No app is gonna work better than an Excel spreadsheet.
Like a spreadsheet? I use Apple Numbers.
Try Walletly. It’s an easy-to-use and beautiful budgeting app.
https://www.budgetwithbuckets.com/ Free trial with no time limit. No subscription. Basic and private.
Goodbudget also has a free tier. I highly recommend envelope budgeting. I use Centsible; it’s a one-time purchase, though.
Good Steward is completely free and local only if you don’t mind manually adding transactions or importing transactions (in CSV, OFX/QFX, etc.) from your bank. Should have everything you’d need for budgeting.