What is the best method used to Look for a Good Envelope Budget App?

General
1

Hey Mates,

I’m trying to get a handle on my finances using the envelope budgeting method and am looking for a good app to help me with that. What are the best envelope budget apps available? I’m interested in features like ease of use, tracking, and any integrations with bank accounts.

Any recommendations or personal experiences would be awesome!

Thanks,

2

Spreadsheets are what I use for budgeting, goal-setting, and cost tracking.
Applescript for process automation and Apple Numbers on a Mac

I could simply apply “envelope budgeting” because there are no monthly fees and it’s easy to personalize.

3

Hello George, Top Envelope Budgeting Apps:

  • Goodbudget: Specifically designed for envelope budgeting; user-friendly with multiple envelope creation.
  • YNAB (You Need A Budget): Adaptable to envelope budgeting; emphasizes assigning every dollar a job.
  • EveryDollar: Created by Dave Ramsey; focuses on budgeting and saving with a simple interface.

Key Features to Look For:

  • Ease of use: Intuitive navigation
  • Envelope creation: Multiple envelopes for categories
  • Budgeting: Set limits for each envelope
  • Tracking: Easy spending and income tracking
  • Bank account integration: Sync transactions automatically
  • Reports and analytics: Insight into spending habits