What are the Best Free Budgeting Tools for Managing Finances?

Hey Mates…

I’m looking to get a better grip on my finances and need some free budgeting tools. I’ve seen lots out there but can’t decide which is best.

I’m after something that’s:

  • Easy to use
  • Good for tracking expenses, budgeting, and reports
  • Works on both mobile and desktop
  • Secure for my info

Any recommendations or tips? Thanks…

1 Like

I’d suggest using Google Sheets with a budgeting template. It’s free, highly customizable, and accessible from any device. You control all your data, so security is top-notch as long as you’re careful with sharing permissions.

YNAB (You Need A Budget) is a good choice. It helps users plan for every dollar earned, allocate funds to spending, savings, and debt, and is available on multiple platforms.