Seeking an App Similar to the Envelope Budgeting System

Which app closely resembles the envelope budgeting system? I’m seeking something straightforward and easy to use, similar to Qube Money. It should allow both my partner and me to access it, and preferably without a subscription cost since we’re on a tight budget right now.

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Spreadsheets are what I use for budgeting, goal-setting, and cost tracking.
Applescript for process automation and Apple Numbers on a Mac

I could simply apply “envelope budgeting” because there are no monthly fees and it’s easy to personalize.