I’m looking to learn about creating and managing budgets for personal use and for small companies (1-15 people). I want to explore financial tables, forecasting budgets, and areas I may not be familiar with. I’m not interested in ‘get rich quick’ schemes—just practical tools and knowledge. What should I read?
You might find Budgeting for Dummies helpful as a primer. Another great resource is The Joy of Accounting; it really clarifies how accounting works in relation to budgets and financial statements. It’s an excellent read even if you’re not an accountant. Also, consider A Crash Course on Financial Statements for Small Business Owners by David H. Bangs and Finance for the Non-Financial Manager by Gene Siciliano. Both are very practical.
Thanks for the recommendations! I just started The Joy of Accounting, and it’s already shifting my perspective.
For practical budgeting techniques, Your Money or Your Life by Vicki Robin is a classic. It focuses on transforming your relationship with money.
Check out The Complete Guide to Personal Finance for Teenagers by Tamsen Butler. It’s geared towards younger audiences but has solid budgeting foundations.
If you’re interested in microfinance specifically, Banker to the Poor by Muhammad Yunus is an eye-opener. It dives into the principles of microfinance and its impact on poverty alleviation.