Is there a free debt calculator that combines the avalanche and snowball methods? Prior to the lowest amount cards, I need to pay off a few of my zero interest cards.
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I also want to know what the pay off calculator is all about.
Try using tools like NerdWallet or Mint. They offer debt calculators that can combine both methods.
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I once faced a similar situation where I wanted to balance paying off zero-interest cards while using both the avalanche and snowball methods. I found that many free debt calculators online focus on one method at a time. However, I discovered that some tools like SmartAsset’s Debt Calculator or Undebt.it allow you to input your preferences for using either method or a combination of both. These tools helped me create a plan that prioritized my zero-interest cards while still addressing smaller balances for quick wins. It’s worth checking them out to tailor a strategy that fits your needs and helps you stay on track.
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