I will be moving out on my own soon and am wondering what is the best kind of system to set up to start with? I have adhd and am bad at keeping track of things so I was thinking of maybe having a separate account that i transfer in to monthly that all my direct debits will come out of so that I don’t accidentally miss payments, I was also wondering if buying grocery store gift cards would be a good idea? also stuff such as topping up my electricity bill credit and phone bill and stuff so it’s always got money spare in it? i have a problem with impulse spending sometimes and i just really don’t want to screw myself.
The separate account idea is great! Just ensure a cushion for unexpected payments. Automate everything—savings, bills—to manage ADHD. For impulse buys, wait 24-48 hours to decide. Avoid saving card info online!
Haha, that’s a funny coincidence! Honestly I think I had the eurasian nuthatch as the bird of the month on the calendar I had in front of me when I first created my Reddit account so I don’t have any particular attachment to them, but I’ve grown to love them over time XD