I’ve been using Simplifi for the last year, but it doesn’t really fit the way I think about money. I’m looking for something that fits the following criteria:
- Syncs transactions from my financial institutions so I don’t have to manually input everything.
- Money leftover in a category at the end of a budget period rolls over to the next period.
- Lets me work in flexible time periods; I’m paid biweekly, so I’d like to budget biweekly.
- Decent pricing. I think Simplifi is $4 or $5 per month. I’ve found one or two apps that have the above features but are more expensive than Simplifi. I might be willing to pay more if it has the features I want, but I want to find the best deal.
- It should be accessible from any device, whether it has a good web app that works well on mobile, or native apps for different platforms.
- It should save my data in the cloud, not on the device, so my wife and I can access the same account.
Most of these I can do with a Google Spreadsheet, and have done so in the past, but manually inputting transactions is a huge pain that we don’t have time for anymore.
I started downloading apps to look at their features and pricing, but they often gate their pricing models behind creating an account, and I don’t want to make 30 accounts to try them all out, so I’m hoping crowdsourcing can save me some hassle here.