I pay $560 for me and my spouse from my work, and I’m just curious if this is high or low or average? Also, is your insurance just for you or your spouse, or how many in your family?
Mine is covered by my employer, and I am grateful.
As a self-employed person, my wife and I currently spend $705/month for a Silver plan in a HCOL area. However, we are getting the Premium Tax Credit due to the ACA to reduce our premium based on our income, which is 267% of the poverty level. If we did not have this credit, our premium would be over $3000/month. I’m semi-retired, so this income level is fine, but I surely could not afford the full premium amount. So if it weren’t for the ACA, I’d be in real trouble. Edit: we are in our early 60s.
$1200 a month between me and my husband for a bronze plan via ACA. We’re self-employed.
I (33F) pay $23.27 per paycheck. So $46.54 per month for just myself. My husband (35M) works at the same company but different position/department and he gets free health insurance if he makes 100k a year or less. We are both in union jobs. We are having our 1st child in May and I plan to add our baby onto my insurance. It will be $46.53 per paycheck, so $93.06 per month. I have Kaiser Permanente. My husband has Blue Cross Blue Shield. We live in Portland, OR.
Damn, these replies are making me think I need a job with better benefits.
I pay $23 every two weeks. Just for me. I’m 38, and it’s the least I’ve ever paid. I’m extremely grateful.
How?
Not sure if this data counts towards what you’re looking for: My employer pays the entire premium for me and my household. General, dental, and vision. However, we have a high deductible. $5,000 for each person, but we don’t pay anything past $10,000 a year. Even with more than 2 people. Once everyone combined adds up to 10,000, we wouldn’t pay anything else for covered in-network services.
Is every single person on this post joking!? My husband makes just slightly over 100k per year and pays $1500 biweekly for benefits just under 40% of his pay…his take home after taxes was like 36k and we have bills and a mortgage and it went up significantly again this year. We had to cut insurance back a lot this year; now prescriptions alone are like $700/month.
Not gonna lie, you’re the outlier. Either get a different plan or a different job.
This is far from normal. $3k for healthcare? What does he do? Where does he work, who is the insurance company? I shop benefits for my employer and handle the premiums (not the city, that’s my husband) and I have never seen that high for a normal family of 4.
$0 a month for my wife and I. I work in healthcare and our union has done a great job of protecting our free healthcare.
We have a family plan / Kaiser. Employer pays the full cost.
4 of us $260 per month.
Family of 4, and I pay $576 a month through my employer for a normal United Healthcare plan. It goes up like $15 a year. I am in a mid/high COL area and know my employer has a good benefit program.
Was paying $540 for just me (50s, no meds, healthy) in MD prior to going back to the corporate world. One of the reasons I went back.
$900/month for our family of five, heavily subsidized by my husband’s work (I think they pay like $1000 a month). It includes medical, dental, vision, STD, and life insurance for both of us, though most of that is medical.
About $220 for a family of 4. My school district pays 90% of the premium.
I work in health insurance. Without knowing how good or bad your plan is, it’s not easy to compare. But generally speaking, yeah that’s high for yourself and spouse.