Free 8 Step Paycheck Budgeting Tool/Sheet... anyone tried it?

Hey everyone, I recently released this free zero-based budgeting spreadsheet designed to help with budgeting a paycheck and establishing a paycheck routine. I wanted to translate the personal habits and mental processes I built for myself over the last 15 years into a tool that anyone could follow. Creating this ritual has been powerful for me, and I hope it can help you too. I think this might help people who don’t budget, are looking to get better with money, or don’t have a strong zero-based budget practice today. It also helps those who have questions about what to do with money when they get paid. Anyone else feel anxious about covering expenses now and in the future? This tool can help build an intentional plan. It also lets you negotiate with yourself on payday to see if you can make your dollars do more for you. If you’re interested, here’s a free link to check it out: Money Monk Paycheck Routine - Google Sheets.

This sounds interesting. I’ve been looking for ways to budget better. How does it actually work?

I definitely need something like this. Sometimes I just feel lost on payday. Does it help with tracking expenses too?

I have a tough time sticking to my budget. Does it help with flexibility if I overspend in one category?

I’m curious about the steps. Can you explain the first few?