I’m struggling to find a financial advisor who specializes in setting up and maintaining budgets. Most advisors focus on higher-level financial planning like investing and retirement, but what I need is someone who can help with practical budgeting and expense management.
My partner and I have tried various tools like YNAB, spreadsheets, and other apps, but we still find ourselves in tight spots with unexpected costs. We earn enough to cover our basic needs and more, but we need help creating a sustainable budget and managing spending to avoid and eliminate debt. Does anyone know of a financial advisor in town who specializes in budgeting?
Finding a budget-focused advisor can be tricky. I once struggled with the same thing—tools like YNAB are cool, but having a human to guide you is next level. Ask around for a “financial coach” instead of a traditional advisor. They’re more into the day-to-day stuff like budgeting and expense tracking. Some even do virtual sessions, so it’s super flexible
Take a look at Money Positive. Locally owned and run, they assisted my wife and I a few years ago with creating a budget to help us with the combination of our fixed salary and variable small business revenue, as well as to help us prepare for emergencies and other things.
My friend uses local banks and brokerages. While not exactly professional financial planners, many large banks and brokerages in India now provide financial planning services. This could be a useful choice, especially if you already have an account with them.
Take a look at Money Positive. Locally owned and run, they assisted my wife and I a few years ago with creating a budget to help us with the combination of our fixed salary and variable small business revenue, as well as to help us prepare for emergencies and other things.