I am looking for an app where I can track expenses and savings. I want it to have separate “wallets” from which I can specify which wallet’s money I used for a certain expense. I also need it to be concise with low learning curve since I’m a chronic procrastinator.
One feature I’m looking for, which I’m not sure if it even exists, is the ability to set daily/monthly budget and to track if I used the daily/monthly budget or if some money’s left. Bonus if the remaining amount rolls over to the next month’s/day’s budget.
Use YNAB. Lives up to your requirements with the exception of having a very low learning curve. But if you spend an hour or so figuring it out, you’ll likely find that very useful. Even if you don’t end up getting YNAB.
Check out Fina Money, very flexible, can add as many budget sheets (block) in a page as you want, and set different time range for each to track differently. It has no rollover feature though