Hey all, I’m a sophomore, and I work within my school to help with personal finance. I’m dipping my toe into selling digital templates. If you’re looking for a super simple template, check mine out! One-time $5 for a good beginner’s spreadsheet. Plus, if you ask nicely, I’ll give it to you for free in exchange for a review.
That sounds cool. Do you have a sample of what the template looks like?
Tegan said:
That sounds cool. Do you have a sample of what the template looks like?
Hey, thanks! The template has sections for tracking monthly income, expenses, and savings. It’s really straightforward and user-friendly.
@Harley
Sounds useful. I could definitely use something like that. Any tips on how to stick to a budget as a college student?
Tegan said:
@Harley
Sounds useful. I could definitely use something like that. Any tips on how to stick to a budget as a college student?
One tip is to categorize your expenses and track them weekly. This way, you can see where your money is going and make adjustments as needed.
I’m interested in your template. How can I get one for free? lol
Piper said:
I’m interested in your template. How can I get one for free? lol
Just send me a message and I’ll send you the template in exchange for an honest review. 
Piper said:
I’m interested in your template. How can I get one for free? lol
Just send me a message and I’ll send you the template in exchange for an honest review.
Sweet! I’ll do that. Thanks!
As a senior, I wish I had something like this when I started college. Budgeting can be tough.
Nuri said:
As a senior, I wish I had something like this when I started college. Budgeting can be tough.
I totally agree. That’s why I created this template—to make it easier for students like us to manage our finances.
@Harley
Appreciate the effort! I’ll check it out and spread the word.
Can you explain what zero-based budgeting is? I’m not familiar with the term.
Aubrey said:
Can you explain what zero-based budgeting is? I’m not familiar with the term.
Sure! Zero-based budgeting is a method where your total income minus expenses equals zero. You allocate every dollar you earn to a specific category, whether it’s bills, savings, or fun money. This way, you know exactly where your money is going.
@Harley
Got it. That seems like a smart way to manage finances. Thanks for the explanation!
How customizable is your template? Can I add categories that fit my personal expenses?
Vail said:
How customizable is your template? Can I add categories that fit my personal expenses?
Absolutely. The template is fully customizable. You can add or remove categories and adjust it to fit your personal needs.
@Harley
Perfect. I’ll definitely give it a try. Thanks!