Hello! I have been using EveryDollar for years now but I have had some issues and I’m looking to change apps. One I can’t track my saving plans (ie Christmas gifts) in the app. I have to have a second app for that. BUT I have some oddities in my budget. One is that I split my monthly bills into two items so that I’m not taking all of it out in one paycheck. I also have a fluctuating bill. In the summer it’s less than winter. I have budgeted though a monthly amount that covers the smaller amount and the surplus is saved up till the winter. Finally, I have a couple of yearly expenses that I broke down to a monthly bill so when the bill comes due I have the whole thing. Does anyone know of an app that will let me do this and connect to my accounts and track savings? Thank you in advance!
I use oportun and have for YEARS. it used to be Digit. You can categorize goals for certain things and set time limits for them. It automatically withdrawals the money in small increments to get you to your goal.
You can also set it up so it won’t withdraw any money if your bank account is under a certain dollar amount.
Oh thank you! I’ll give it a try!
I failed to mention it is a $5/mo fee to use. But, to me it’s certainly worth it. They also give saving Bonuses every few months which is nice
YNAB or Actual Budget.
Oh I’ll look into that also! Thank you!
i use Ynab or bust 
This is all great information!! Thanks all!!