Are there any budgeting apps (outside of YNAB) that does your typical budgeting but also include a debt payoff planner? I’ve used Rocket and Simplifi and neither have a debt payoff section. I use undebit.it as well but that doesn’t connect with an app/planner. Is there any all-around planner that includes expenses plus savings plus debt payoff?
Please explain what you expect to see in a ‘debt payoff section’
I’m a little confused on the debt payoff section; but in Fina Money I do a thing where I can set a goal on certain accounts (could be a debt account that has a goal to go in a certain direction). It’s pretty flexible on creating scenarios you can track yourself vs something out of the box like other apps have… kinda more spreadsheet-like and can do formulas; so may be able to build your own scenario there.
If you have Android, I think Beyond Budget app. It may have what you need.
What about a tool with budget, analysis and many different templates? Here is one debt payoff planner template where you can get started to customize to be your own: Mortgage Pay-off Planner
Maybe Dave Ramsey’s Every Dollar app.
I have added same feature in my app. You can download and give a try.
Try WealthPosition, brilliant all round software app to manage all your personal finances in detail as per your requirement, to see a really good picture of your finances now and in to the future.
Monarch Money the paid version.
Yeah I’ve looked into Monarch but it seems more future-ish like investments and net worth. Doesn’t seem very budgeting and debt payoff friendly.
Check out this resource to learn about budgeting apps: Best Budgeting Apps for Young Adults to Achieve Financial Freedom - The Learning Page
I feel like YNAB won’t be able to give me what I need. It also is so user unfriendly which boggles my mind. Why is it the most difficult budgeting software? It makes no sense.
I built a free app called Nula, which helped me take back control of my finances and pay off over £30k of debt. I think it has the debt payoff feature you’re looking for too 
It’s has an easy and clean interface and is based on the zero-based budgeting approach.
Here is a template I shared in a different post, it’s up to you to set the filter and make this page for debt payoff only: Fina: Build Your Personalized Financial Tracking System