Hi guys When I looked through the App Store recently, I found that the budgeting applications that were the best or most recommended were all subscription-based and somewhat pricey. For example, Copilot and Each Dollar. In need of a safe and user-friendly budget planner/recorder. that costs $150 a year, free or not
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There are several types of the budgeting strategies and tools you can use to help get your financial house in order. Creating a budget and using an app to keep you accountable for your spending and saving goals is key to hitting all of your long-term financial goals. We have like the Rocket Money which allows users to create a budget that monitors spending automatically and separates transactions into spending categories, sends notifications about upcoming charges on a low balance, and more. The app also offers bank-level security with 256-bit encryption to keep your personal data safe.
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I use Quicken, which feels like Copilot. You could also try Empower for free, but it focuses more on investments. There’s also MoneySpire, which costs around $50 per year.
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Misa money keeper is a good option too.
(Personal Capital)
Personal Capital focuses on both budgeting and investment tracking.
Just Search for “Microsoft Money Sunset Deluxe” on Google. You can download it for free (not from the Microsoft Store), and it requires no subscription. However, please note that there are no updates or support available. All data entry is manual, as it does not allow for downloading transactions from financial institutions. If you enter your transactions daily or every couple of days, it’s very user-friendly. The software lets you run reports and search for entries by category and custom time intervals. I’ve been using Microsoft Money for 19 years!
Try out Budgey and thank me later 
When I started taking my finances seriously, I searched for a budgeting app that wouldn’t break the bank. After trying a few subscription-based options, I stumbled upon Mint by Intuit. It’s completely free and offers robust features for budgeting, expense tracking, and even credit score monitoring. The user-friendly interface made it easy to categorize spending and set savings goals, all without any cost.
For a safe and user-friendly budget planner that’s free, I highly recommend Mint. It’s reliable, offers comprehensive budgeting tools, and doesn’t require a subscription fee. Mint syncs with your bank accounts and credit cards to automatically categorize transactions, making it effortless to track your spending and manage your finances effectively. It’s a great choice for anyone looking to budget without spending extra on subscription fees.
Google “Microsoft Money Sunset Deluxe.” You can download it for free (not from the Microsoft Store). It doesn’t have subscription fees, but there are no updates or support available either. You’ll need to manually enter all your transactions since it doesn’t download from financial institutions. If you enter your transactions every day or two, it’s very user-friendly. You can run reports, search entries, categorize them, and set custom time intervals. I’ve been using MS Money for 19 years!