Overwhelmed by the number of budgeting apps out there. Trying to figure out which ones are free, comprehensive, and easy to use for tracking accounts, credit cards, investments, etc. Any suggestions?
What ‘comprehensive’ features are you looking for? I use Apple Numbers for budgeting. I also use AppleScript for workflow automations and analysis with transaction data that I import via .csv files.
Luca said:
What ‘comprehensive’ features are you looking for? I use Apple Numbers for budgeting. I also use AppleScript for workflow automations and analysis with transaction data that I import via .csv files.
I’m looking for something that can keep track of accounts, credit cards, investments, etc.
Be wary of ‘free’ budgeting apps.
Zenith said:
Be wary of ‘free’ budgeting apps.
Why’s that?
Zenith said:
Be wary of ‘free’ budgeting apps.
Oh, so we’re supposed to listen to some random internet stranger giving advice without any reasoning?
There are several good free budgeting apps. EveryDollar and Actual are great options. But like others have warned, ‘free’ isn’t always best. For me, bank sync is crucial to staying on top of my budget, and that feature usually costs money. Free apps might be advertising to you or selling your data to offer their service for free.
Good Steward is completely free and local-only, but you’ll need to manually import transactions (CSV, OFX/QFX, etc.). It’s built on top of Actual Budget but focuses more on proactive and longer-term planning. Give it a try if you’re interested in a free option that doesn’t sell your data.
@Ellis
This sounds good! I checked out your product. Mind sharing how much MRR you’ve made from this so far?
Try Fidelity Full View or Empower. Both are free tools.
Frollo!
This isn’t technically free but includes an untimed free trial and no monthly fee if you choose to support the development: Budget with Buckets.
Anyone think YNAB or Monarch are worth the monthly cost?