If you use Mint, don’t switch to Credit Karma because they don’t have a budget feature. They can track spending by category but do not let you set a budget.
So, what’s the best alternative?
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It sounds like Realbyte is serving you well, especially with its manual input feature that helps control spending. The budgeting and expense tracking features are also commendable, and it’s great that you can remove ads and expand the number of accounts with a paid version. YNAB’s subscription model might not be for everyone, so it’s good to have alternatives like Realbyte that operate on a freemium model, allowing you to access most functionalities for free. It seems like Realbyte offers a good balance between functionality and affordability for your needs.
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It sounds like Realbyte is serving you well, especially with its manual input feature that helps control spending. The budgeting and expense tracking features are also commendable, and it’s great that you can remove ads and expand the number of accounts with a paid version. YNAB’s subscription model might not be for everyone, so it’s good to have alternatives like Realbyte that operate on a freemium model, allowing you to access most functionalities for free. It seems like Realbyte offers a good balance between functionality and affordability for your needs.
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@ Faith. I agree with you Realbyte is the best I have tried investing in them and my journey was good.
If you are looking for a good alternative to Mint for budgeting you can maybe consider the Empower app which is free and offers features like tracking net worth, budgeting, and automatic categorization. You can also add investment management services for an additional cost. I personally use it and it is working perfectly fine.
If you’re looking for a comprehensive money management app with robust budgeting features, I highly recommend YNAB (You Need a Budget). I’ve been using it for quite some time now, and it’s hands down the best app for tracking spending and setting budgets. YNAB allows you to create detailed budgets for various categories and provides real-time updates on your spending, helping you stay on track with your financial goals.
Its intuitive interface and proactive approach to budgeting have made it a staple in my financial management routine. Plus, the support and educational resources offered by YNAB are incredibly valuable for anyone looking to improve their financial literacy. I’ve introduced it to friends, and they’ve all been impressed by its effectiveness and user-friendly design. Overall, YNAB is the top choice for anyone serious about managing their money effectively.