Apps with envelope budget systems and the ability to connect to my bank account?

Budgeting Tools and Software
1

Hey guys, I’m looking for some suggestions on apps that have envelope budgeting features and can also connect to my bank account. I want to track my expenses and put money into different categories. Is that too much to ask? I haven’t found an iPhone app that’s as intuitive since I left YNAB. Any ideas?

2

If you don’t mind me asking, why the move? YNAB does both, right?

3

Lior said:
If you don’t mind me asking, why the move? YNAB does both, right?

Yeah, but I had to manually input transactions for most of my accounts. Only one synced automatically. I need something simpler and cheaper than YNAB, which is like $100 a year… ouch.

4

@Sayer
Gotcha! So you’re not looking for manual input anymore. Makes sense.

5

Have you checked out Actual? It’s only $1.41 a month for server hosting and $15 a year for bank imports. Runs a bit like an older YNAB.

6

Mica said:
Have you checked out Actual? It’s only $1.41 a month for server hosting and $15 a year for bank imports. Runs a bit like an older YNAB.

Thanks for the tip! I’ll have a look at that.

7

I’ve been using Habit Money lately and really like it! Tracks spending, categorizes it, and connects to my bank via Plaid. Plus, it sends reminders.

8

Harley said:
I’ve been using Habit Money lately and really like it! Tracks spending, categorizes it, and connects to my bank via Plaid. Plus, it sends reminders.

Sounds cool! I’ll check it out. I like the reminder idea.

9

I’d suggest trying the 30-day trial of Monarch. It’s pretty user-friendly and connects with most banks. EveryDollar has a 14-day trial too!

10

Presley said:
I’d suggest trying the 30-day trial of Monarch. It’s pretty user-friendly and connects with most banks. EveryDollar has a 14-day trial too!

I just got a trial for EveryDollar! Thanks for the heads up!

11

I found a list of apps that might help. They have different pricing and features. I chose Wealth Position for its flexibility. It’s a bit complex but worth it!

12

Chen said:
I found a list of apps that might help. They have different pricing and features. I chose Wealth Position for its flexibility. It’s a bit complex but worth it!

Cool, I’ll take a look at that list. Thanks for sharing!