A straightforward envelope budget app is all I need

Budgeting Tools and Software
1

I need to be able to create many categories (such “gas,” “groceries,” etc.) and adjust the amounts associated with each one. I don’t require charts, graphs, rollovers, bells, or whistles. (However, it doesn’t matter if they exist.) However, I do require it to be able to be accessed online or synchronized between Apple and Android. Is there an alternative to Google Sheets for doing this?

2

I frequently use Smartsheet to keep track of several spending categories, shift amounts and sync between Apple and Android. It is a powerful cloud-based project management software that streamlines job automation and workflow customization, making it a viable alternative to Google Sheets. One disadvantage is that it may be too costly for single users or small groups.

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3

As someone who has extensively researched envelope budgeting apps, I can confidently say that I’ve found the perfect solution for my needs. Simple Budget Envelopes is an incredibly simple app that allows me to have as many envelopes as I need, then add or subtract as I receive or spend money. It’s free to download and use, with no sign-in or in-app purchases required. This app is perfect for keeping track of how much money remains in my budget without any clutter or complicated features. It’s designed for simplicity and ease of use, making it ideal for those who want a straightforward way to manage their finances. With Simple Budget Envelopes, I can easily create and manage my envelopes, track my spending, and stay on top of my budget without any hassle or unnecessary features.

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4

Here are some alternatives to Google Sheets that allow you to create and manage categories with adjustable amounts, accessible online or syncable between Apple and Android devices:

1. Microsoft Excel Online

Pros:

  • Familiar interface for Excel users.
  • Free with a Microsoft account.
  • Accessible online with mobile apps for both Android and Apple.

Cons:

  • Might have a steeper learning curve for new users compared to other options.

2. Zoho Sheet

Pros:

  • Completely free with a clean, intuitive interface.
  • Allows for category creation and amount adjustments.
  • Has mobile apps for Android and Apple.
  • Good online accessibility.

Cons:

  • Lacks some advanced features of Excel.

3. Apple Numbers (Apple Users Only)

Pros:

  • Pre-installed on Apple devices and free to use.
  • Easy to use for basic budgeting.
  • Allows category creation and amount adjustments.
  • Syncs seamlessly between Apple devices.

Cons:

  • Limited functionality compared to Excel or Zoho Sheet.
  • Not accessible on Android devices.

4. YNAB (You Need A Budget)

Pros:

  • Unique budgeting approach focused on assigning every dollar a job.
  • Allows category creation with spending goals.
  • Offers mobile apps and online access.
  • Syncs between devices.
  • Free trial available, then paid subscription.

Cons:

  • Different budgeting methodology than some users might prefer.
  • Requires a paid subscription after the trial.

5. Mint

Pros:

  • Free and easy to use.
  • Automatically categorizes transactions from linked accounts.
  • Offers budgeting tools and insights.
  • Has mobile apps and online access.

Cons:

  • Relies on data from linked accounts.
  • Might not be suitable for complex budgeting needs.

Quick Comparison Table:

Feature Microsoft Excel Online Zoho Sheet Apple Numbers YNAB Mint
Free Yes Yes Yes Trial, then Paid Yes
Online Access Yes Yes Yes Yes Yes
Mobile Apps (Android) Yes Yes No Yes Yes
Mobile Apps (Apple) Yes Yes Yes Yes Yes
Category Creation Yes Yes Yes Yes Auto & Manual
Amount Adjustments Yes Yes Yes Yes Yes
Complex Budgeting Yes Yes Limited Yes Limited

Choosing the best option depends on your specific needs and preferences.

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