Currently living with my uncle cheap rent and he provides utilities and groceries but really need my own place.
Can I get my own apartment pay for utilities and groceries with 1800 a month? (1800 is what I have after paying debt, student loans, phone, insurance and gas in car)
I live in Georgia sorry for the repost. I had to check my numbers.
With a roommate yes. It will be tight.
Why not just have a roommate, at least until you pay off student debt? Living with family can be rough, but a roommate with a friend or other might be worth a look. With that much student debt, I certainly wouldn’t live on my own. All my extra cash would go towards the debt…
All depends on your city. In mine, studios start at 2k. You’d have to check the prices of rentals in your area. Try looking at Zillow, Facebook posting, Craigslist, asking around friends/family that live on their own, etc to get a general estimate.
Living on $1,400 a month is tough, especially supporting your unemployed son. If your current rent is low with utilities and groceries provided, it’s a great time to save up and build a financial cushion, possibly by taking classes or picking up new skills. Moving means deposits for housing, utilities, and increased grocery costs. Plus, many landlords require income of 3x the rent, so carefully weigh the costs before making a decision.
My uncle recently got married and his new wife doesn’t want extra people in the house she says. So I am kind of being slowly pushed out.
No problem, I get it! Focus on saving as much as you can and work on a budget to see what you’ll need for groceries and essentials. Check prices online to estimate costs, and be ready to cut back if needed while figuring things out. Remember, supplies like toilet paper and cleaning items often fall under the grocery bill. You’ll also need kitchen and bathroom items when you move, so having some savings for emergencies is key. If you have good credit, maybe ask your uncle to cosign if needed.